Employee Leasing Quotes : PEO Blog

From Maximizing your Employee Leasing and PEO services, Q&A with successful business leaders, to helpful information regarding new health care laws, we’ve posted our September newsletter for you to view. Follow the link and take a moment to sign up and start receiving valuable tips, trends and expert advice regarding HR issues, payroll, business insurance and employee leasing information.

http://www.employeeleasingquotes.com/employee-leasing-quotes-newsletter.php

Mike Burgelin
www.EmployeeLeasingQuotes.com

Workers’ Compensation Insurance Differences:

• Costs.
• States that each provider has coverage in.
• Rated and non – rated work comp carriers.
• Risk acceptance. Each company has dramatic differences in the industries they approve.
• The ability to approve high experience modifiers or a bad claims history.
• Some have per claim deductibles - others don’t.
• True risk management services or just a handbook?

Health Care Plan Differences:

• Costs.
• Blue Cross & Blue Shield, Aetna, Human, United Healthcare – which best fits your needs?
• Annual renewal history is critical, so you’re not shopping year after year.
• Deductible options, co-pays and plans.
• Will leasing provider apply credits to deductibles paid in if moving during the plan year?
• Management carve-outs, choice of plans for employees.
• Do you have employees in several states?
• Will provider show up for group enrollment or expect you to do the work?

Payroll Administration Differences:

• Costs.
• Per check charge or payroll driven percentage.
• Charges or no costs for: employee enrollment, garnishments, new hires, etc.
• Delivery costs can vary dramatically from $0 - $25 per payroll.
• Payment options: Automatic withdrawal (ACH), wire transfers, company check, cashiers’ check.
• Remote check printing options.
• Pay cards options.
• Secure, 24 hour online access to your company information.

Other Differentiating Services:

• 401(K) costs and annual fees. Some leasing companies actually contribute to your plan!
• Employer Practices Liability Insurance (EPLI). Charges and deductibles.
• Employee Assistance Programs (EAP). Very useful and powerful counseling and support programs provided at no cost through some providers.
• Long and short term disability insurance.
• Life insurance options.
• Multiple Dental & Vision plans.

How We Can Help

At Employee Leasing Quotes.com, our #1 goal is to make you the most
competitive business in your market by providing you with an employee leasing solution
that fits the needs of your business.

Each employee leasing company is different (just like your business), and unique in their offerings. Their workers’ compensation rates and employee benefit plans have very distinct differences in coverage and costs. Each employee leasing company will service different industries, markets and states. Providing an immediate impact that you’ll notice, in the specific areas of your business that require attention is how we can help.

With over 1000 professional employer organizations to choose from, we make it simple to bypass the research, appointments, sales interviews and follow-up phone calls associated with searching for a PEO organization who can deliver the benefits you need. For over a decade now, our experience working with PEO providers make it easy for you relax while multiple employee leasing services - compete for your business.

The Bottom Line
Employers have looked to us for HR outsourcing guidance for over 10 years. Join our list of success stories that have saved over $42 million dollars in health and workers’ compensation premiums and more importantly, taken control of their business. You’ll feel comfortable when you talk to us. We listen, ask questions and simplify the process. We’re here to help.

1-888-582-8388

www.EmployeeLeasingQuotes.com

Wow, is it crazy out there! I have no idea what’s driving all the dramatic health care increases lately, but it couldn’t come at a more difficult time for employers across the country and they’re scrabbling for quick solutions. Many of heard of Anthem’s Blue Cross increases but it doesn’t seem to stop there. Over the last month, I can’t remember a time that we’ve worked on more benefit driven needs for employee leasing services – and there are great opportunities for savings with a PEO or employee leasing provider!

Mike Burgelin
1-888-582-8388

1. Time Savings: The most unexpected surprise any new business owner encounters when cutting the ribbon on their new found venture is the internal work that goes into running their business. Insurances, payroll, employee management take up a tremendous amount of time (up to 40% - small business administration) while producing absolutely zero revenue for the business. An Employee Leasing or Professional Employer Organization (PEO) will streamline all of these tasks, allowing you to focus on customers, marketing, training, receivables and many more income producing tasks. 

2. Workers’ Compensation Savings: In many industries, workers’ compensation insurance can be the most expensive part of running of business. Imagine if your work comp costs were ten, twenty or thirty percent less? How much for profitable and competitive would you be? Employee leasing services provide discounts unavailable through traditional insurance carriers, without big deposits, state fees and you’ll never hear the work “audit”!

3. Healthcare Savings: Small business owners experience the frustration of huge yearly healthcare increases as an annual event. Many jump from one plan to other as a result wasting days, even months of shopping and enrollments. By combining your group with hundreds of other small businesses through a PEO service, claims are diluted, providing you with more consistent costs and less time wasted. Employee leasing companies provide a toll free hotline for employees to ask questions, feel educated and most importantly - get help when they need it.

4. Payroll Management: Sure, it’s not rocket science, but payroll is tedious work and you can’t afford mistakes. There’s a reason why 1 in 3 businesses are penalized every year by the IRS. Add the time and money wasted on purchasing checks, envelopes, ink, payroll programs (that require frequent updates) and other material – employee leasing services take all the headaches away! An employee leasing company is responsible for all of your payroll tax liabilities and wage garnishments, while providing custom reports, free direct deposit or debit cards, even certified payrolls.

5. Human Resource Management: Who starts a business with prior human resource management experience? Not many. A simple definition of human resource management by wikipedia is “employing people, developing their resources, utilizing, maintaining and compensating their services in tune with the job and organizational requirement”. A PEO provides a business owner with powerful services and information that help you maximize your investment on employees.

1-888-582-8388
www.EmployeeLeasingQuotes.com

Check out our new video which explains the benefits of employee leasing and how we can help.

http://www.youtube.com/watch?v=x1i-z5JM6rg

Mike

www.Employeeleasingquotes.com

As health insurance and workers’ compensation costs continue to rise and payroll administration and compliance demand more of your time– how do you compete in today’s economy?

Imagine if all the headaches that come with this work were someone else’s problem! Employee leasing services allow you to do just that– all for less than you could do on your own!

The benefits of outsourcing these tasks with an employee leasing company include big discounts on your workers’ compensation insurance, complete payroll administration and access to Fortune 500 type benefits.

Similar to bundling your phone, cable and internet services with one provider to save time and money – employee leasing services allow you to combine the areas of your business that waste valuable time, while saving you money on insurance and giving you the freedom to work on things that really matter –like growing your business.

With hundreds of employee leasing companies to choose from - Employee leasing Quotes.com is the easiest way to find a provider with the services you want at the best possible price.

Employee leasing quotes.com quickly identifies your most important goals. Whether it’s saving on workers’ compensation insurance, driving down health care costs or relief from payroll administrative burdens - Employee leasing quotes.com will access proposals from competing companies that can deliver the benefits you need - to become more profitable and competitive! You’ll receive detailed company information and references on each competing company along with a cost analysis so you actually see where you’re saving money.

Employee leasing quotes.com is free to use and the easiest way to get quotes for your business. Now you can accomplish more of the things you enjoy doing while paying less on employee-related costs! Take advantage of our price plus guarantee and see how employee leasing services can impact your business today!

www.EmployeeLeasingQuotes.com
1-888-582-8388

If there’s ever been a time to not have a 30% group healthcare increase- it’s right now! Unfortunately, every day across America, business owners are getting renewal notices with 25-50% increases or more. During this tough business climate, these increases are requiring employers to evaluate if continuing group healthcare is financially possible.
This is the perfect time to look into the benefits of a Professional Employer Organization (PEO). Why? Let’s face it, if you have 20,40- even 100 employees on group health, something is going to happen every year to someone involved in the plan that forces a spike in your renewal rates. In fact, most businesses expect to go shopping for new rates every year, and fill out new employee applications within a deadline to see whether renewing is optional or mandatory.

 
Stability and savings are how the services of a PEO could impact your business. The biggest advantage of group healthcare through a PEO is the volume of people that are on their plan. This helps dilute the larger claims so you don’t experience the drastic rate increases. Also, many of these companies have different tiers of rates so if you have an especially healthy group, you may see dramatic savings from traditional insurance policies.

 
A good PEO will have a dedicated phone number just for employees to ask questions regarding their plan, claims questions or even how to find local doctors and hospitals. They will also provide COBRA administration and run the employee health deductions through payroll pre-taxed.
You could see some unimaginable savings! Think about it, a small business with just 20 employees on group healthcare, saving an average of $80 per month each is almost $20,000 a year! See what’s possible for your business. You won’t know until you call.

One of the questions I still receive regularly is the person who wants to utilize PEO services for health care because of individual or family pre-existing conditions. Anyone remember Sunshine Companies?

Sure, a PEO can be an opportunity to save on health insurance costs, with a group that may have some pre-existing issues. But not the one, two or three man operation where two of the owners have recently had heart attacks and the other has diabetes. I can’t imagine anyone having a viable option for these employers. If you have ideas on how to help these small business owners, please share. I wish I least had a place to refer them to.

If you’re one of the thousands of business owners out there waiting for our elected leaders to offer you some help during the current economic crisis – keep dreaming! The fact is, those of us who keep driving forward, never even considering anything less than survival on our own will weather this cloud. We always do.

But I know you’re looking at every way to work smarter, cut costs where you can and run a tight operation. If you haven’t heard of employee leasing, also known as PEO services, here’s your business rescue plan.

An employee leasing company handles all of the annoying headaches related to payroll management, workers’ compensation, employee benefits and keeps you in compliance with all our on-going, never-ending governmental regulations. Now, before I get into the real “meat” of the benefits and services, realize not one of those tasks brings in a single dime of profit to your business.

So let’s look at the benefits of these services for your business. A PEO will deliver on time and accurate payroll checks and reports. They’ll deduct and electronically remit all of your payroll taxes. File the quarterly tax reports and issue year-end W-2s . Remit child support payments and other payroll garnishments. Even deal with unemployment claims and appeals. Okay, what else- you ask?

Well, imagine if companies actually competed for your Workers’ Compensation Insurance- instead of the state, an agent or some crazy formula controlling your costs? An employee leasing company can provide you huge savings on your workers’ compensation insurance (typically 15-40%) that traditional insurance carriers can’t.  You won’t be paying any large up-front deposits that can run thousands of dollars. You’re actually on a pay-as-you use plan, which means you’ll never deal with the frustrations of another audit again! And employee benefits?

How about access to the same employee benefits of Fortune 500 companies? PEO services include group major medical and other health plans, dental and vision plans, 401(k) retirement plans, even life insurance coverage. Many employers have seen their group health insurance premiums drop by as much as 30%!

Plus, you’ll have help on compliance issues, such as EEOC/ADA/DOL/FMLA and all the other acronyms we have the time to keep up with. And in today’s litigious environment, you can’t just hire and fire someone without the worries of being sued, so you’ll get help with that, too.

So what will you save? Well, it depends on your current situation but there’s no doubt you’ll save time and money when you outsource the time-wasters and experience the freedom to work on ideas that really matter – like growing your bottom line.

Keep More of What You Earn.

We’ll Show You How.

Call us at 1-888-582-8388

Or log on to www.EmployeeLeasingQuotes.com