Employee Leasing Quotes : PEO Blog

What services do you need? “Picking the right PEO is of paramount importance,” says Sheridan. The PEO should be certified by the Employer Services Assurance Corporation, have experience in the client’s industry and cover that company’s territory, he says. Also bear in mind that some PEOs specialize in a Web-based high-tech approach, while others are focused on face-to-face support.

Remember — each PEO is different, and business owners would do well to read the fine print.

Read the full article here: http://businessonmain.msn.com/browseresources/articles/managingemployees.aspx?cp-documentid=25949577&source=msnmoney

www.EmployeeLeasingQuotes.com
1-888-582-8388

A 30% increase in California workers’ compensation insurance! That’s somewhere in the ballpark says Dave Bellusci - chief actuary for the state of California workers’ compensation insurance review board.

WCIRB says the current calculation does not include a separate element for the impact of the Almaraz/Guzman and Ogilvie decisions, as it is assumed that the impact of those cases is already in the underlying data. The WCIRB is sticking to its previous story and continues to peg that impact at 5.8%.

California’s high workers’ compensation insurance rates have created a feeding frenzy for the PEO and Employee Leasing industry in the past few years. With discounts of up to 40% or more compared to California’s state fund rates, we’re seeing a huge increase in the California market - and employers are desperately searching for help.

Savings on group health care insurance premiums and reducing increased governmental compliance issues are just a few of the other advantages of a California PEO service.

Mike Burgelin
www.EmployeeLeasingQuotes.com
1-888-582-8388

Workers’ Compensation Insurance Differences:

• Costs.
• States that each provider has coverage in.
• Rated and non – rated work comp carriers.
• Risk acceptance. Each company has dramatic differences in the industries they approve.
• The ability to approve high experience modifiers or a bad claims history.
• Some have per claim deductibles - others don’t.
• True risk management services or just a handbook?

Health Care Plan Differences:

• Costs.
• Blue Cross & Blue Shield, Aetna, Human, United Healthcare – which best fits your needs?
• Annual renewal history is critical, so you’re not shopping year after year.
• Deductible options, co-pays and plans.
• Will leasing provider apply credits to deductibles paid in if moving during the plan year?
• Management carve-outs, choice of plans for employees.
• Do you have employees in several states?
• Will provider show up for group enrollment or expect you to do the work?

Payroll Administration Differences:

• Costs.
• Per check charge or payroll driven percentage.
• Charges or no costs for: employee enrollment, garnishments, new hires, etc.
• Delivery costs can vary dramatically from $0 - $25 per payroll.
• Payment options: Automatic withdrawal (ACH), wire transfers, company check, cashiers’ check.
• Remote check printing options.
• Pay cards options.
• Secure, 24 hour online access to your company information.

Other Differentiating Services:

• 401(K) costs and annual fees. Some leasing companies actually contribute to your plan!
• Employer Practices Liability Insurance (EPLI). Charges and deductibles.
• Employee Assistance Programs (EAP). Very useful and powerful counseling and support programs provided at no cost through some providers.
• Long and short term disability insurance.
• Life insurance options.
• Multiple Dental & Vision plans.

How We Can Help

At Employee Leasing Quotes.com, our #1 goal is to make you the most
competitive business in your market by providing you with an employee leasing solution
that fits the needs of your business.

Each employee leasing company is different (just like your business), and unique in their offerings. Their workers’ compensation rates and employee benefit plans have very distinct differences in coverage and costs. Each employee leasing company will service different industries, markets and states. Providing an immediate impact that you’ll notice, in the specific areas of your business that require attention is how we can help.

With over 1000 professional employer organizations to choose from, we make it simple to bypass the research, appointments, sales interviews and follow-up phone calls associated with searching for a PEO organization who can deliver the benefits you need. For over a decade now, our experience working with PEO providers make it easy for you relax while multiple employee leasing services - compete for your business.

The Bottom Line
Employers have looked to us for HR outsourcing guidance for over 10 years. Join our list of success stories that have saved over $42 million dollars in health and workers’ compensation premiums and more importantly, taken control of their business. You’ll feel comfortable when you talk to us. We listen, ask questions and simplify the process. We’re here to help.

1-888-582-8388

www.EmployeeLeasingQuotes.com

1. Time Savings: The most unexpected surprise any new business owner encounters when cutting the ribbon on their new found venture is the internal work that goes into running their business. Insurances, payroll, employee management take up a tremendous amount of time (up to 40% - small business administration) while producing absolutely zero revenue for the business. An Employee Leasing or Professional Employer Organization (PEO) will streamline all of these tasks, allowing you to focus on customers, marketing, training, receivables and many more income producing tasks. 

2. Workers’ Compensation Savings: In many industries, workers’ compensation insurance can be the most expensive part of running of business. Imagine if your work comp costs were ten, twenty or thirty percent less? How much for profitable and competitive would you be? Employee leasing services provide discounts unavailable through traditional insurance carriers, without big deposits, state fees and you’ll never hear the work “audit”!

3. Healthcare Savings: Small business owners experience the frustration of huge yearly healthcare increases as an annual event. Many jump from one plan to other as a result wasting days, even months of shopping and enrollments. By combining your group with hundreds of other small businesses through a PEO service, claims are diluted, providing you with more consistent costs and less time wasted. Employee leasing companies provide a toll free hotline for employees to ask questions, feel educated and most importantly - get help when they need it.

4. Payroll Management: Sure, it’s not rocket science, but payroll is tedious work and you can’t afford mistakes. There’s a reason why 1 in 3 businesses are penalized every year by the IRS. Add the time and money wasted on purchasing checks, envelopes, ink, payroll programs (that require frequent updates) and other material – employee leasing services take all the headaches away! An employee leasing company is responsible for all of your payroll tax liabilities and wage garnishments, while providing custom reports, free direct deposit or debit cards, even certified payrolls.

5. Human Resource Management: Who starts a business with prior human resource management experience? Not many. A simple definition of human resource management by wikipedia is “employing people, developing their resources, utilizing, maintaining and compensating their services in tune with the job and organizational requirement”. A PEO provides a business owner with powerful services and information that help you maximize your investment on employees.

1-888-582-8388
www.EmployeeLeasingQuotes.com

Check out our new video which explains the benefits of employee leasing and how we can help.

http://www.youtube.com/watch?v=x1i-z5JM6rg

Mike

www.Employeeleasingquotes.com

We have access to so much information these days. Dale Carnegie classes, human resource seminars, interactive training videos and motivational speakers – but is any of this stuff working? Don’t most people feel like the buying and customer service experience is getting worse. Instead of offering more insightful, intellectual knowledge on running a successful business, here are my 11 tips for running a business into the ground:

1.    Allow employees to finish their conversations regarding last weekend’s party or recent movie reviews before servicing customers.
2.    Don’t ever walk into your business to see what happens when you’re not there. In fact, just don’t show up at all.
3.    Only allow the employees with nose rings and tattoos to communicate with your customers.
4.    Be accepting of people’s personal hygiene. It’s just not that important.
5.    When customers approach your employee to place an order, the employee is to say nothing - or “yes” at the most.
6.    Keep your floors dirty and the restrooms stocked with graffiti and stopped up toilets.
7.    Be tolerant of employees who show up for work late regularly. Otherwise, you’re just a jerk.
8.    Make sure cashiers or employees who handle money have no higher than a third grade math education.
9.    Place customers on hold until they give up.
10.    Correct use of the English language is strictly prohibited!
11.    Never, ever use the word  “expectations“.
Is this common sense or classroom training?

Mike Burgelin
www.EmployeeLeasingQuotes.com
1-888-582-8388

So what really is Human Resource work and how does it affect your business? A good summary defined by Wikipedia is this: Human Resource management’s objective is to maximize the return on investment from the organization’s human capital and minimize financial risk. Access to expert human resource advice is how you’ll keep your business clean, efficient and always competitive!

1. Would expert advice on proper hire and termination techniques be valuable to you?
A Professional Employer Organization can give you professional advice and information to help you avoid costly turnover.

2. Have you ever been frustrated with an unemployment claim or appeal?
The PEO will communicate with the unemployment department regarding claims.

3. Are you in compliance with EEOC, ADA, FMLA, DOL and all the other state and federal laws?
A PEO service will keep your company in compliance.

4. Are you concerned about Social Security and I-9 verification fines?
Not properly verifying this information costs employers millions in fines and administrative headaches yearly.

5. Does each employee have an updated drug and alcohol abuse policy?
Many PEOs can tailor company handbooks for your employees including drug and alcohol policies.

6. Are you concerned about workplace lawsuits (age, racial, disability discrimination) and government regulations?
Many PEOs provide employers practice liability insurance (EPLI). These lawsuits on average cost employers over $250,000.

This completes the 4 core services that a PEO provides but there’s so much more that you can benefit from. If you have more questions call us - our information is free and helpful. We can be reached at 1-888-582-8388.
www.EmployeeLeasingQuotes.com