Employee Leasing Quotes : PEO Blog

Workers’ Compensation Insurance Differences:

• Costs.
• States that each provider has coverage in.
• Rated and non – rated work comp carriers.
• Risk acceptance. Each company has dramatic differences in the industries they approve.
• The ability to approve high experience modifiers or a bad claims history.
• Some have per claim deductibles - others don’t.
• True risk management services or just a handbook?

Health Care Plan Differences:

• Costs.
• Blue Cross & Blue Shield, Aetna, Human, United Healthcare – which best fits your needs?
• Annual renewal history is critical, so you’re not shopping year after year.
• Deductible options, co-pays and plans.
• Will leasing provider apply credits to deductibles paid in if moving during the plan year?
• Management carve-outs, choice of plans for employees.
• Do you have employees in several states?
• Will provider show up for group enrollment or expect you to do the work?

Payroll Administration Differences:

• Costs.
• Per check charge or payroll driven percentage.
• Charges or no costs for: employee enrollment, garnishments, new hires, etc.
• Delivery costs can vary dramatically from $0 - $25 per payroll.
• Payment options: Automatic withdrawal (ACH), wire transfers, company check, cashiers’ check.
• Remote check printing options.
• Pay cards options.
• Secure, 24 hour online access to your company information.

Other Differentiating Services:

• 401(K) costs and annual fees. Some leasing companies actually contribute to your plan!
• Employer Practices Liability Insurance (EPLI). Charges and deductibles.
• Employee Assistance Programs (EAP). Very useful and powerful counseling and support programs provided at no cost through some providers.
• Long and short term disability insurance.
• Life insurance options.
• Multiple Dental & Vision plans.

How We Can Help

At Employee Leasing Quotes.com, our #1 goal is to make you the most
competitive business in your market by providing you with an employee leasing solution
that fits the needs of your business.

Each employee leasing company is different (just like your business), and unique in their offerings. Their workers’ compensation rates and employee benefit plans have very distinct differences in coverage and costs. Each employee leasing company will service different industries, markets and states. Providing an immediate impact that you’ll notice, in the specific areas of your business that require attention is how we can help.

With over 1000 professional employer organizations to choose from, we make it simple to bypass the research, appointments, sales interviews and follow-up phone calls associated with searching for a PEO organization who can deliver the benefits you need. For over a decade now, our experience working with PEO providers make it easy for you relax while multiple employee leasing services - compete for your business.

The Bottom Line
Employers have looked to us for HR outsourcing guidance for over 10 years. Join our list of success stories that have saved over $42 million dollars in health and workers’ compensation premiums and more importantly, taken control of their business. You’ll feel comfortable when you talk to us. We listen, ask questions and simplify the process. We’re here to help.

1-888-582-8388

www.EmployeeLeasingQuotes.com

As business owners continue to search for savings opportunities, we’ve noticed a big increase in remote check printing. With the average PEO delivery cost at about $20 bucks per payroll, the printers for producing payroll checks are roughly $300. That’s a significant annual savings.

Plus, employers can immediately cut holiday, bonus or termination checks and feel more in control of the process.

Mike Burgelin
www.EmployeeLeasingQuotes.com

Today was one of those days I wish I had a tape recorder to play to every employer who contacts us regarding interest employee leasing services. It was just about a month ago that we placed a restaurant owner with an employee leasing company. His business is in Tennessee and he originally contacted us through a mutual friend who owns a restaurant in Florida.

A month ago, the initial conversation went something like this: “I’m working 14 hours a day, doing almost everything you can imagine has to be done to run a restaurant and then dealing payroll for about 4 hours on Sunday – my day off! I was told employee leasing services can help me out?” After our conversation and about two weeks later, the employer kicked off the New Year with an employee leasing company.

When we spoke today, he couldn’t believe the difference it had made in his life! With time clocks integrated with the payroll department, along with his insurances all automatically deducted – he “couldn’t believe the difference it made in his week.” Plus, he was actually saving a few bucks as well.
Most business owners in the restaurant and hospitality industry can identify with this story which explains the continued increase and interest in employee leasing services. I love this industry because it just makes sense!

Mike Burgelin
1-888-582-8388
www.Employee LeasingQuotes.com

1. Time Savings: The most unexpected surprise any new business owner encounters when cutting the ribbon on their new found venture is the internal work that goes into running their business. Insurances, payroll, employee management take up a tremendous amount of time (up to 40% - small business administration) while producing absolutely zero revenue for the business. An Employee Leasing or Professional Employer Organization (PEO) will streamline all of these tasks, allowing you to focus on customers, marketing, training, receivables and many more income producing tasks. 

2. Workers’ Compensation Savings: In many industries, workers’ compensation insurance can be the most expensive part of running of business. Imagine if your work comp costs were ten, twenty or thirty percent less? How much for profitable and competitive would you be? Employee leasing services provide discounts unavailable through traditional insurance carriers, without big deposits, state fees and you’ll never hear the work “audit”!

3. Healthcare Savings: Small business owners experience the frustration of huge yearly healthcare increases as an annual event. Many jump from one plan to other as a result wasting days, even months of shopping and enrollments. By combining your group with hundreds of other small businesses through a PEO service, claims are diluted, providing you with more consistent costs and less time wasted. Employee leasing companies provide a toll free hotline for employees to ask questions, feel educated and most importantly - get help when they need it.

4. Payroll Management: Sure, it’s not rocket science, but payroll is tedious work and you can’t afford mistakes. There’s a reason why 1 in 3 businesses are penalized every year by the IRS. Add the time and money wasted on purchasing checks, envelopes, ink, payroll programs (that require frequent updates) and other material – employee leasing services take all the headaches away! An employee leasing company is responsible for all of your payroll tax liabilities and wage garnishments, while providing custom reports, free direct deposit or debit cards, even certified payrolls.

5. Human Resource Management: Who starts a business with prior human resource management experience? Not many. A simple definition of human resource management by wikipedia is “employing people, developing their resources, utilizing, maintaining and compensating their services in tune with the job and organizational requirement”. A PEO provides a business owner with powerful services and information that help you maximize your investment on employees.

1-888-582-8388
www.EmployeeLeasingQuotes.com

Check out our new video which explains the benefits of employee leasing and how we can help.

http://www.youtube.com/watch?v=x1i-z5JM6rg

Mike

www.Employeeleasingquotes.com

As health insurance and workers’ compensation costs continue to rise and payroll administration and compliance demand more of your time– how do you compete in today’s economy?

Imagine if all the headaches that come with this work were someone else’s problem! Employee leasing services allow you to do just that– all for less than you could do on your own!

The benefits of outsourcing these tasks with an employee leasing company include big discounts on your workers’ compensation insurance, complete payroll administration and access to Fortune 500 type benefits.

Similar to bundling your phone, cable and internet services with one provider to save time and money – employee leasing services allow you to combine the areas of your business that waste valuable time, while saving you money on insurance and giving you the freedom to work on things that really matter –like growing your business.

With hundreds of employee leasing companies to choose from - Employee leasing Quotes.com is the easiest way to find a provider with the services you want at the best possible price.

Employee leasing quotes.com quickly identifies your most important goals. Whether it’s saving on workers’ compensation insurance, driving down health care costs or relief from payroll administrative burdens - Employee leasing quotes.com will access proposals from competing companies that can deliver the benefits you need - to become more profitable and competitive! You’ll receive detailed company information and references on each competing company along with a cost analysis so you actually see where you’re saving money.

Employee leasing quotes.com is free to use and the easiest way to get quotes for your business. Now you can accomplish more of the things you enjoy doing while paying less on employee-related costs! Take advantage of our price plus guarantee and see how employee leasing services can impact your business today!

www.EmployeeLeasingQuotes.com
1-888-582-8388

The Florida Unemployment Compensation Trust Fund has been paying out more funds than it has been taking in, due to increased unemployment in Florida. As a result, effective January 1, 2010, employers must pay tax on the first $8,500 of wages per calendar year, rather than the first $7,000 of wages per calendar year.

The amount of wages subject to unemployment tax will remain at $8,500 through December 31, 2014. The taxable amount will return to the first $7,000 of wages effective January 1, 2015 - so they say?.

I recently had a conversation with an insurance agent who asked me to help a long time client out by connecting them with an employee leasing company. Of course I was glad to help but was immediately curious, why the breakup?

Turns out this employer specializes in mechanical services to sawmills across a number of states where jobs can last as little as a few days or as long as a few months. His insurance agent explained to me how it was driving the work comp carrier crazy trying to keep up with the auditing issues involved with this multi-state employer. And although he had been a great customer with a clean claims history, the work involved was taking out the profitability for the insurance carrier.

This client will benefit greatly from an employee leasing/PEO service that has a multi-state policy. He can call or email his payroll hours from anywhere on the road and have the employees paychecks delivered or direct deposited at his convenience. His payroll technician asks the state or states he was working in and automatically generates the correct rate to be used for work comp premiums. No audits, no forms to be filled out and no more hassles.

To see if we can help your business save time and hassles, call 1-888-582-8388 or visit our website at www.EmployeeLeasingQuotes.com.

Maybe a hand full of times every year, I’m asked about the personal guaranty on an employee leasing contract. Why is it there and what’s the purpose?

The main purpose of this area of the contract has to do with payroll. Here’s the scenario: if Joe, the owner of ABC plumbing, calls the employee leasing company with his payroll for employees, then closes business the next day and takes off (without paying for his payroll)- the PEO is responsible for paying the employees who got ditched.
In other words, if incorporating can personally shield you from liability as a result of bad business practices, this section can strip that away, and in this case- allow the PEO to go after Joe.
I’m not aware of any cases or issues that arise where the personal guaranty has purpose. If you know of any, write me a note. I would be interested in hearing about it.

Maybe a hand full of times each year I’m asked about the personal guaranty on an employee leasing contract. Why is it there and what’s the purpose?

The main purpose of this area in the contract has to do with payroll. Here’s the scenario: If Joe, the owner of ABC Plumbing, calls in hours for payroll on his employees, then closes the business the next day and takes off – the PEO is responsible for paying the employees who got ditched.

So, if incorporating can shield you personally from liability as a result of bad business practices – this section can strip that privilege away and in this case allow the PEO to go after Joe personally. I’m not aware of any other cases or regular issues that arise where the personal guaranty has been used. If you know, write me a note - I would be interested in hearing about it.