Employee Leasing Quotes : PEO Blog

What a great industry and a great week! From a pizza chain in Missouri to a multi-state trucking operation in Georgia, a total of four businesses new to employee leasing services this week, will total an annual workers’ compensation insurance savings of almost $75,000 - compared to their previous insurance providers.

The best part of a new company connecting with these services is always the conversations about six months down the road. The conversation is more about how much more productive they are, since unloading all the administrative paperwork and how they had wished they new about employee leasing years ago - which I’ve heard many times over the years.

More new states, cities, towns and industries. More success stories. Let’s keep spreading the word!

Mike Burgelin
www.EmployeeLeasingQuotes.com

Have you ever looked at a claimed injury and thought,“this doesn’t pass the smell test”? The longer you’re in business, the more likely this event will happen to you. Here are ten quick thoughts to consider when you begin having questions:

1.The alleged injury occurs at the beginning of a shift after being off for the weekend or a period of time off. Be mindful of potential sports injuries.

2. The reported accident occurs immediately before or after an industrial dispute, job termination, lay off, end of a project, at the conclusion of seasonal work, or the injured worker is a short term or contract employee.

3. The alleged injury occurs a day or two before or after a holiday.

4. The accident has no witnesses and the injured worker’s own description does not logically support the cause of the injury. The witness has a poor record with compensable injuries and provides a questionable version of the incident.

5. The injured employee has a history of numerous suspicious claims, or the medical provider or legal consultant has a past history of handling suspect claims.

6. The employee delays reporting the claim without reasonable explanation.

7. The employee’s description of the accident conflicts with the medical history of the employer’s first report of the claim or the circumstances described do not fit the injury or location.

8. Difficulty contacting a claimant at home when they are allegedly disabled. An answering machine is another way of covering the fact that a claimant is continually absent from home.

9. The injured worker refuses a diagnostic procedure to confirm the nature or extent of an injury or travels to seek medical treatment in another area from his home or workplace. Be conscious of the injured worker who has no ongoing treatment.

10. The injured worker is about to be retrenched, demoted or passed over for promotion.

Great information provided by Frank Cutruzzola - President of Investigative and Security Services at GTG Associates.

1-888-582-8388
www.EmployeeLeasingQuotes.com

Recently West Virginia opened up business for employee leasing services and we’re happy to announce our first success story - King Coal Trucking. While not knowing a lot about employee leasing services, by taking the time to investigate the benefits, they’ll now be saving almost 50% on their workers’ compensation costs annually. Plus, one of the time consuming frustrations of dealing with annual audits will no longer be an issue for this employer. Employee leasing services continue to grow rapidly - because they just make sense!

www.EmployeeLeasingQuotes.com

Workers’ Compensation Insurance Differences:

• Costs.
• States that each provider has coverage in.
• Rated and non – rated work comp carriers.
• Risk acceptance. Each company has dramatic differences in the industries they approve.
• The ability to approve high experience modifiers or a bad claims history.
• Some have per claim deductibles - others don’t.
• True risk management services or just a handbook?

Health Care Plan Differences:

• Costs.
• Blue Cross & Blue Shield, Aetna, Human, United Healthcare – which best fits your needs?
• Annual renewal history is critical, so you’re not shopping year after year.
• Deductible options, co-pays and plans.
• Will leasing provider apply credits to deductibles paid in if moving during the plan year?
• Management carve-outs, choice of plans for employees.
• Do you have employees in several states?
• Will provider show up for group enrollment or expect you to do the work?

Payroll Administration Differences:

• Costs.
• Per check charge or payroll driven percentage.
• Charges or no costs for: employee enrollment, garnishments, new hires, etc.
• Delivery costs can vary dramatically from $0 - $25 per payroll.
• Payment options: Automatic withdrawal (ACH), wire transfers, company check, cashiers’ check.
• Remote check printing options.
• Pay cards options.
• Secure, 24 hour online access to your company information.

Other Differentiating Services:

• 401(K) costs and annual fees. Some leasing companies actually contribute to your plan!
• Employer Practices Liability Insurance (EPLI). Charges and deductibles.
• Employee Assistance Programs (EAP). Very useful and powerful counseling and support programs provided at no cost through some providers.
• Long and short term disability insurance.
• Life insurance options.
• Multiple Dental & Vision plans.

How We Can Help

At Employee Leasing Quotes.com, our #1 goal is to make you the most
competitive business in your market by providing you with an employee leasing solution
that fits the needs of your business.

Each employee leasing company is different (just like your business), and unique in their offerings. Their workers’ compensation rates and employee benefit plans have very distinct differences in coverage and costs. Each employee leasing company will service different industries, markets and states. Providing an immediate impact that you’ll notice, in the specific areas of your business that require attention is how we can help.

With over 1000 professional employer organizations to choose from, we make it simple to bypass the research, appointments, sales interviews and follow-up phone calls associated with searching for a PEO organization who can deliver the benefits you need. For over a decade now, our experience working with PEO providers make it easy for you relax while multiple employee leasing services - compete for your business.

The Bottom Line
Employers have looked to us for HR outsourcing guidance for over 10 years. Join our list of success stories that have saved over $42 million dollars in health and workers’ compensation premiums and more importantly, taken control of their business. You’ll feel comfortable when you talk to us. We listen, ask questions and simplify the process. We’re here to help.

1-888-582-8388

www.EmployeeLeasingQuotes.com

I wish I had a list of every business out there who has been forced to get their workers’ compensation insurance through a state fund - or “pool” as otherwise known. Last week just completed service on a small masonry business out of North Carolina that has been getting drilled on their workers’ comp rates through the state fund, by saving them over 50% on their annual premiums.

We receive these calls fairly often because the costs through these pools just aren’t maintainable for a small business to be competitive. I’m not sure what the formulas are either with the voluntary market not able to service these clients. We’ve had as high as a ten employee business with no claims to companies with just a little over a one experience modifier that can’t access reasonable coverage. Whatever the reason, keep’em coming - we’ll help!

Mike Burgelin
1-888-582-8388
www.EmployeeLeasingQuotes.com

How can employee leasing services impact your business? How about an annual work comp savings of $15,000 for a company with less than ten employees! What an easy decision for this local Wisconsin moving company that will pay 47% less on their workers’ compensation insurance rates now by connecting with an employee leasing provider. In this economy, there’s never been a better time to look at the benefits of employee leasing services.

Mike Burgelin
1-888-582-8388
www.EmployeeLeasingQuotes.com

Need an example the impact employee leasing services can make? With one phone call from a small California business owner, employee leasing services will now have a dramatic affect on three business owners serving the San Jose market.

Last week a gentleman in the construction industry called me to inquiry about employee leasing services. His problem, he and other California employers took it on the chin again with another increase in workers’ compensation rates. As a small remodeler in a tough economy and one of the most trying states just to stay in business, his employee related costs have been soaring. Within two days, we provided him with an employee leasing solution that would cut his work comp insurance costs by almost 35%. Not only was he quick to get started, he was so grateful that he referred two other small business owners who were suffering from the same problems – and yes, I was a happy man!

This is one of those win, win and win situations. We helped him, he helped us and the customers he provides services to are more than likely able to benefit from his lower costs of doing business.

Mike Burgelin
1-888-582-8388
www.EmployeeLeasingQuotes.com

1. Time Savings: The most unexpected surprise any new business owner encounters when cutting the ribbon on their new found venture is the internal work that goes into running their business. Insurances, payroll, employee management take up a tremendous amount of time (up to 40% - small business administration) while producing absolutely zero revenue for the business. An Employee Leasing or Professional Employer Organization (PEO) will streamline all of these tasks, allowing you to focus on customers, marketing, training, receivables and many more income producing tasks. 

2. Workers’ Compensation Savings: In many industries, workers’ compensation insurance can be the most expensive part of running of business. Imagine if your work comp costs were ten, twenty or thirty percent less? How much for profitable and competitive would you be? Employee leasing services provide discounts unavailable through traditional insurance carriers, without big deposits, state fees and you’ll never hear the work “audit”!

3. Healthcare Savings: Small business owners experience the frustration of huge yearly healthcare increases as an annual event. Many jump from one plan to other as a result wasting days, even months of shopping and enrollments. By combining your group with hundreds of other small businesses through a PEO service, claims are diluted, providing you with more consistent costs and less time wasted. Employee leasing companies provide a toll free hotline for employees to ask questions, feel educated and most importantly - get help when they need it.

4. Payroll Management: Sure, it’s not rocket science, but payroll is tedious work and you can’t afford mistakes. There’s a reason why 1 in 3 businesses are penalized every year by the IRS. Add the time and money wasted on purchasing checks, envelopes, ink, payroll programs (that require frequent updates) and other material – employee leasing services take all the headaches away! An employee leasing company is responsible for all of your payroll tax liabilities and wage garnishments, while providing custom reports, free direct deposit or debit cards, even certified payrolls.

5. Human Resource Management: Who starts a business with prior human resource management experience? Not many. A simple definition of human resource management by wikipedia is “employing people, developing their resources, utilizing, maintaining and compensating their services in tune with the job and organizational requirement”. A PEO provides a business owner with powerful services and information that help you maximize your investment on employees.

1-888-582-8388
www.EmployeeLeasingQuotes.com

Over the years, we’ve helped dozens of Arborist and tree service professionals nationwide save on work comp premiums with an employee leasing service. Many times the request is to place the “ground employees” in a landscaping classification (code 0042) – obviously to reduce the higher work comp rate of code 0106.

The landscaping code is not applicable for the ground employees in this situation. Here is the 0106 classification description as written by National Council on Compensation Insurance (NCCI).

Code 0106 applies to specialist contractors who use hand tools or mechanical equipment to prune, spray, repair, trim, or fumigate trees. Code 0106 is applied to risks that perform one or more of the aforementioned activities. These operations may be performed from ground level or by climbing the tree, or may require the use of ladders and/or aerial buckets.

The removal, chipping, cleanup, and haul away of tree limbs and debris are also assigned to Code 0106.

Repair operations may involve cutting large, uprooted trees into manageable pieces for removal and/or pulling trees upright. Code 0106 additionally includes incidental tree removal of one or a few trees on developed sites conducted in connection with the described operations.

Contact us for more information on savings for your Tree Service business.

1-888-582-8388
www.EmployeeLeasingQuotes.com

As health insurance and workers’ compensation costs continue to rise and payroll administration and compliance demand more of your time– how do you compete in today’s economy?

Imagine if all the headaches that come with this work were someone else’s problem! Employee leasing services allow you to do just that– all for less than you could do on your own!

The benefits of outsourcing these tasks with an employee leasing company include big discounts on your workers’ compensation insurance, complete payroll administration and access to Fortune 500 type benefits.

Similar to bundling your phone, cable and internet services with one provider to save time and money – employee leasing services allow you to combine the areas of your business that waste valuable time, while saving you money on insurance and giving you the freedom to work on things that really matter –like growing your business.

With hundreds of employee leasing companies to choose from - Employee leasing Quotes.com is the easiest way to find a provider with the services you want at the best possible price.

Employee leasing quotes.com quickly identifies your most important goals. Whether it’s saving on workers’ compensation insurance, driving down health care costs or relief from payroll administrative burdens - Employee leasing quotes.com will access proposals from competing companies that can deliver the benefits you need - to become more profitable and competitive! You’ll receive detailed company information and references on each competing company along with a cost analysis so you actually see where you’re saving money.

Employee leasing quotes.com is free to use and the easiest way to get quotes for your business. Now you can accomplish more of the things you enjoy doing while paying less on employee-related costs! Take advantage of our price plus guarantee and see how employee leasing services can impact your business today!

www.EmployeeLeasingQuotes.com
1-888-582-8388