Dec
11
2009
Over the years, we’ve helped dozens of Arborist and tree service professionals nationwide save on work comp premiums with an employee leasing service. Many times the request is to place the “ground employees” in a landscaping classification (code 0042) – obviously to reduce the higher work comp rate of code 0106.
The landscaping code is not applicable for the ground employees in this situation. Here is the 0106 classification description as written by National Council on Compensation Insurance (NCCI).
Code 0106 applies to specialist contractors who use hand tools or mechanical equipment to prune, spray, repair, trim, or fumigate trees. Code 0106 is applied to risks that perform one or more of the aforementioned activities. These operations may be performed from ground level or by climbing the tree, or may require the use of ladders and/or aerial buckets.
The removal, chipping, cleanup, and haul away of tree limbs and debris are also assigned to Code 0106.
Repair operations may involve cutting large, uprooted trees into manageable pieces for removal and/or pulling trees upright. Code 0106 additionally includes incidental tree removal of one or a few trees on developed sites conducted in connection with the described operations.
Contact us for more information on savings for your Tree Service business.
1-888-582-8388
www.EmployeeLeasingQuotes.com
Jun
25
2009
Of the numerous industries we provide PEO services to, the arborist (or tree service) business may be the industry that benefits the most. Why?
The stereotype regarding tree service companies is that of a bunch a guys running around without an office- uninsured, working out of their trucks. And reality is, for the most part that’s true! But states and insurance companies make it almost impossible for arborists to get started legally and grow a thriving business.
For starters, there are few traditional insurance companies that provide workers’ compensation for arborists. Those that do want only the very large, established companies with a great safety record (wouldn’t it be nice if we ALL got to cherry pick our customers!). Until employee leasing services, smaller or new tree service employers had one option- the state work comp program.
This meant filling out lots of paperwork and paying thousands of dollars up front just to get started. Then, because you have to use their services (since there are no other options) you’re charged a premium for that as well. Who can afford that?
Arborist and tree service companies have discovered employee leasing services to be the cost-effective solution for growth and profitability.
An arborist can save 15-40% on their work comp rates with employee leasing services and can start with as little as a few hundred dollars to $0 down- pay as you go.
Plus, the employee leasing company will manage the employer’s payroll- from providing employee checks to depositing all the payroll tax deposits. And you’ll never deal with audits, W-2’s or government payroll reports again.
If you haven’t looked into the benefits of employee leasing for your tree service business, call us today. You’ll be amazed at what you could be saving on workers’ compensation insurance and how much more of your profits you’ll keep.
Jun
15
2009
The best part of being a PEO broker is helping people find a solution that impacts their business and really makes a difference. Many of those moments happen when we’re able to rescue an employer from their state’s assigned risk pool. What’s a state assigned risk pool? While most employers are able to obtain workers’ compensation coverage through the voluntary market (meaning an insurer agrees to write the employer’s policy), there are many organizations that are not.
These companies may be in a high-risk industry, like a roofer or an arborist. Sometimes it’s related to a history of frequent or expensive work comp claims- or perhaps it’s just because a company is too new or too small to be a good risk. Since workers’ comp coverage is mandatory for almost all employers in every state but Texas - a market must exist to ensure coverage for employers unable to get access through the voluntary market. Therefore, state assigned risk pools were made available.
As you can imagine, any business involvement with government usually isn’t good. Many employers face work comp rates in excess of twice the amount of the going industry rate - just because they’re a new or small business. Plus, you can be asked for up to 90% of that up front!
We’ve recently helped tree service, roofing and staffing companies get out of these programs and into an employee leasing service. These employers have saved 33% as an average versus what they were paying for work comp through their states assigned risk pool. They’re also starting services with the employee leasing company from $0 to $500 down, pay-as-you go! I know there are thousands of companies out there that need this help to stay competitive - to just stay in business. We can help.
www.EmployeeLeasingQuotes.com
1-888-582-8388
Sep
02
2008
Hurricane Gustav has slowed to a small storm, but leaves in its place destructed homes, businesses and land that will take months to repair.
In past years, we’ve been there to help contractors who repair roofs, tear out damaged carpeting and haul away fallen trees or debris.
If your company needs Louisiana, Mississippi or Texas workers’ compensation to get working quickly, we can help. Within 24 hours we can insure your business with $0 down, pay-as-you go workers’ compensation policies that cover your employees in all three states - at discounted rates!
To help get you started, our network of employee leasing companies are offering a $75 free gas card once you begin services. If you need quotes, information or have questions give us a call – it’s free! Click here to receive a quote or call 1-888-582-8388. Don’t forget to ask about pay-as-you go General Liability coverage.
www.EmployeeLeasingQuotes.com